Hello
My name is Phil Aldridge and I am the Director of PHA Financial Services.
I am a career financier, having started my career at the ANZ Bank in Collins Street Melbourne in 1980. In my early career I also worked as a Money Market Dealer for Standard Chartered Finance, ANZ Bank and State Bank of SA.
My consumer lending career started with NAB in 1995 in regional Victoria. During my career with NAB, (from 2002 to 2005) I was the Mobile Mortgage Mangager for North East Victoria assisting country Victorians with their home loan requirements.
I left NAB and became a mortgage broker in 2008 assisting clients in Albury Wodonga.
In 2010, my wife and I returned to Melbourne where I worked as a lender for Westpac as I transitioned from regional Victoria to Melbourne.
I returned to mortgage broking and established PHA Financial Services in 2013.
Having work experience as either a credit provider, a credit intermediary or a major bank employee over a 30 year period, today I am specialising in consumer credit with a thorough understanding of ASIC's Responsible Lending requirements .