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Full Transparency on Fees and Commissions
As a mortgage broker, I am committed to acting in your best interests for all your lending needs. I must comply with numerous legislative...
Phil Aldridge
13 minutes ago3 min read
100,000 mortgages were switched in the June quarter.
Every couple of months I do the rounds of approaching the lenders on behalf of my clients and ask the said lender for a rate review. A...
Phil Aldridge
1 hour ago3 min read


Phil Aldridge
2 days ago0 min read


This week’s lowest rates w/e 9th August 2025
On a fortnightly basis I provide an indication of the lowest available rates for basic and professional package variable rate products....
Phil Aldridge
2 days ago1 min read
Reverse Mortgages: Your Golden Years Game-Changer
Let's talk about something that's becoming increasingly relevant for Aussie retirees - reverse mortgages. With 5.8 million Australians...
Phil Aldridge
3 days ago3 min read
Why Most Borrowers Are Choosing to Stay Ahead Despite Rate Cuts.
The recent Reserve Bank of Australia rate cuts have provided welcome relief to Australian mortgage holders, but the numbers reveal a...
Phil Aldridge
3 days ago5 min read
The Coming Property Market Transformation: What the Great Wealth Transfer Means for Australian Homebuyers
As a mortgage broker who has witnessed decades of market shifts, I'm seeing clear signs that the Australian property landscape is about t...
Phil Aldridge
3 days ago3 min read
Rentvesting Set to Become Default Strategy
Rentvesting sees significant growth as property affordability challenges persist Recent data shows a substantial rise in "rentvesting"...
Phil Aldridge
May 143 min read
SMSF Property Investing is Ramping Up
· SMSF property investment isn't just for the wealthy - 15% of new SMSF trustees earn between $100k-$150k annually · ...
Phil Aldridge
May 143 min read
When to Refinance Your Home Loan: A Comprehensive Guide
Is Refinancing Right for You? Refinancing your home loan can potentially save you thousands of dollars over the life of your loan when...
Phil Aldridge
May 143 min read
SMSF Loans: Critical Considerations Before Proceeding
Market Volatility Risks What happens if the stock market drops significantly before your rollover to SMSF? If there's a sudden 10-20%...
Phil Aldridge
May 142 min read
10 Home Loan Hacks I've Identified Over My Years in Lending/Brokering
1. Company Car Benefit A fully maintained company car can add between $3,000-$7,500 in extra income to your borrowing position. I always...
Phil Aldridge
May 144 min read
Interest-Only Repayments on Your Home Loan: Not Just for Investors
The Surprising Strategy Smart Homeowners Use Most people believe interest-only loans are exclusively for property investors seeking tax...
Phil Aldridge
May 142 min read
"He was pre-approved for $750k... until He wasn't."The call no homebuyer wants to receive
A client was 33, financially stable, and had done everything right. A major bank pre-approved him for a $750,000 loan. Green light to go...
Phil Aldridge
May 142 min read
Albanese Re-elected: Housing Plans for Australia's Future
Australia has elected the ALP for another three years of government. With housing being a critical issue for voters in the lead-up to the...
Phil Aldridge
May 144 min read


This week’s lowest rates w/e 11 May 2025.
On a fortnightly basis I provide an indication of the lowest available rates for basic and professional package variable rate products....
Phil Aldridge
May 141 min read


This week’s lowest rates w/e 09 April 2025.
On a fortnightly basis I provide an indication of the lowest available rates for basic and professional package variable rate products....
Phil Aldridge
Apr 101 min read
A Guide to First Home Buyer Incentives and Schemes
## Getting Started The first step in your home-buying journey should be doing thorough research and setting clear goals. From my...
Phil Aldridge
Mar 173 min read
CoreLogic’s February 2025 Home Value Index (HVI)
CoreLogic’s February Home Value Index (HVI) has been released with all the latest must-know property market metrics, including:...
Phil Aldridge
Mar 171 min read


This week’s lowest rates w/e 14 March 2025.
On a fortnightly basis I provide an indication of the lowest available rates for basic and professional package variable rate products....
Phil Aldridge
Mar 171 min read
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