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What is a split home loan?
Knowing which home loan will work best for you can be difficult, especially when deciding whether to go with a fixed interest rate or...
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Ways to pay off your home loan faster
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How to refinance your home loan
Thinking about refinancing your mortgage? We outline the key steps involved in getting things underway. Whether you’re looking to save...
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Fixed or variable home loan: which is right for you?
Choosing to go with a home loan that comes with a fixed or variable rate of interest will depend upon your personal and financial...
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Redraw vs offset explained
Offset accounts and redraw facilities can both help you save on your home loan in different ways. An offset account allows you to reduce...
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Bank margins eroded.
In the past few weeks, all three lenders – National Australia Bank, Westpac and ANZ – reported serious downturns in earnings and each...
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Surge in tiny home demand
As the housing affordability crisis continues to bite, more prospective buyers are looking into alternative housing solutions, one of...
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This week’s lowest rates w/e 9 May 2024.
On a fortnightly basis I provide an indication of the lowest available rates for basic and professional package variable rate products....
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May 9, 20241 min read


This week’s lowest rates w/e 26 April 2024.
On a fortnightly basis I provide an indication of the lowest available rates for basic and professional package variable rate products....
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This week’s lowest rates w/e 5 April 2024.
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50 Not So Well Known Facts About Australia
Just a Reminder, in case you've forgotten, we are special, aren't we? 1. The Australian Alps get more snow than the Swiss Alps. 2. 90% of...
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Easter Discussions on Rate Movements
Easter is like Christmas in that we get together with family and friends and have some pretty in depth conversations that may trigger...
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Do you need a “Will”?
Well, in my humble opinion, YES!! My role is to assist people purchase or refinance, what could very well be their single biggest asset....
Phil Aldridge
Apr 4, 20243 min read


This week’s lowest rates w/e 24 March 2024.
On a fortnightly basis I provide an indication of the lowest available rates for basic and professional package variable rate products....
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What is a mortgage broker?
What is a mortgage broker? A mortgage broker acts as an intermediary who sources mortgages on behalf of individuals or businesses....
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10 questions to ask your mortgage broker
You’ve saved your deposit and you’re ready to start looking at properties, but have you considered all the details? Here are 10 questions...
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This weeks lowest rates w/e 12 March 2024
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Mar 13, 20241 min read
When would I refinance my mortgage?
Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly...
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Negative Gearing
There has been increased talk over the past few weeks on Negative Gearing. The Greens especially believe it will help resole the...
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Intransigent Lenders
Brokers, including myself, have been shocked and surprised to find that many lenders are not coming to the table to reprice some loans....
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